The moment your child turns 18, you lose the legal right to make their medical decisions, access their financial accounts, or even speak to their doctor. A car accident, a medical emergency, a campus crisis — and you could be legally shut out. These documents fix that.
HIPAA privacy laws prevent healthcare providers from sharing your adult child’s medical information with you — even in an emergency — without written authorization. A medical POA and HIPAA release solve this.
Unless you’re a joint account holder, you have no legal right to manage your adult child’s bank accounts, pay their bills, or handle their financial affairs if they’re incapacitated. A durable power of attorney solves this.
Without legal documents in place, a court would need to appoint a guardian — a process that takes weeks and costs thousands — before you could make medical or financial decisions for your own child.
Your child is 300 miles away at school. They’re in an accident. The hospital calls you — but they can’t tell you anything or let you make treatment decisions without a medical POA on file.
Your child is overseas. A medical emergency happens. Without a healthcare proxy and POA, you have no legal standing to coordinate care, manage finances, or make decisions — from any distance.
Your 19-year-old is in a serious car accident. They’re unconscious. Without documents, you may not be able to authorize surgery, access their insurance information, or manage their finances during recovery.
Your adult child has their own lease, their own bank account, their own life. If something happens and they can’t manage their own affairs, nobody has legal authority to step in without a POA.
For clients under 25 · flat fee
$900
Priced so cost isn’t the reason families put this off.
Your 18-year-old doesn’t need a trust or complex estate planning. They need documents that let you — their parent — step in and help if something goes wrong. That’s what this package does.
This authorizes healthcare providers to share your child’s medical information with you. Without it, HIPAA privacy laws prevent hospitals from telling you anything — even if you’re standing in the emergency room.
A will isn’t just about assets — it’s about making sure someone you trust is in charge if the worst happens. Even a simple will names who handles your child’s affairs, who receives their belongings, and who speaks for them legally. Without one, a court decides. The real power of this package, though, is the POA and medical documents.
No — your estate plan protects your assets and names your agents. Your child needs their own documents that name you as their agent. These are separate legal instruments.
If your child’s home state is Kentucky, Indiana, or Ohio, Cooper Law can prepare their documents — regardless of where they attend school. College students are almost always still domiciled in their home state unless they’ve made a permanent move. Documents can be prepared remotely and delivered electronically with signing instructions.
Because we don’t want cost to be the reason a family skips this. These documents are some of the most important things you can put in place for a young adult — and we’ve priced the package so it’s accessible for families at a moment when it matters most.
Submit a short intake form and I’ll get back to you as soon as I can. Mention that your child is under 25 for the Young Adult Protection Plan rate.
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